Category Archives: Ask the collector

Southern is a third party debtor collector as defined by the federal Fair Debt Collection Practices Act (FDCPA) and as such we have certain legal obligations when … Continue reading

Although more than a million Americans file bankruptcy annually, there is considerable confusion on what it is and what it means to the consumer and … Continue reading

We recently had a consumer visit our office and make the statement that he was “not legally bound” to pay a debt that was not … Continue reading

A new law requires all Oregon health care providers to hold any debt for at least 90 days before assigning to a debt collector if … Continue reading

Southern has a number of programs for our various clients for collecting their unpaid debts. What we do, when we do it, and what we charge … Continue reading

This is one of the most oft-asked questions we get from our Clients and prospective clients. And the answer is simple, and complex! The simple … Continue reading