Category Archives: Ask the collector
Southern is a third party debtor collector as defined by the federal Fair Debt Collection Practices Act (FDCPA) and as such we have certain legal obligations when … Continue reading
Although more than a million Americans file bankruptcy annually, there is considerable confusion on what it is and what it means to the consumer and … Continue reading
We recently had a consumer visit our office and make the statement that he was “not legally bound” to pay a debt that was not … Continue reading
A new law requires all Oregon health care providers to hold any debt for at least 90 days before assigning to a debt collector if … Continue reading
Southern has a number of programs for our various clients for collecting their unpaid debts. What we do, when we do it, and what we charge … Continue reading
This is one of the most oft-asked questions we get from our Clients and prospective clients. And the answer is simple, and complex! The simple … Continue reading
What is an “itemized statement” for debt collection purposes? 
What will still be owed after a bankruptcy? 
“Not legally bound” to a debt not on a credit report? 
Southern Staff Gives BIG in 2017! 
Oregon HB2398 Requires All Health Care Providers to “Scrub” For OHP Prior to Collections 