The Consumer Financial Protection Bureau (CFPB) announced at a field hearing in Sacramento, California July 28, 2016 they plan to make it much easier for … Continue reading
Creditors need to take a good look at what their financial responsibility forms require compared to what their software programs charge. We have encountered a … Continue reading
What is “Benchmarking”? For the purpose of this post, we will consider how Southern uses Benchmarking in two ways that can have a significant impact … Continue reading
In today’s debt-collection world, creditors and debt collectors can pay significant legal fees to defend themselves when they really didn’t do anything wrong or harmful to … Continue reading
Several of our clients have found out the hard way the view attorneys and regulators have about “clerical errors” in today’s financial environment, and it … Continue reading
What happens when Big Regulation inserts itself into the marketplace? Almost always we see fewer choices for consumers, fewer small businesses thrive or even survive, … Continue reading
CRA’s Implement Significant Reporting Changes September 2017 
Southern Participates in the 2017 Project Community Connect with the United Way 
Welcome to the Top 3%! 
Credit Reporting Changes Effective September 15, 2017 
Keeping Documents in Order 