How do we lessen the risk of being sued? Reconciliation!

In today’s debt-collection world, creditors and debt collectors can pay significant legal fees to defend themselves when they really didn’t do anything wrong or harmful to … Continue reading

“Clerical Errors” Can Be Very Costly

Several of our clients have found out the hard way the view attorneys and regulators have about “clerical errors” in today’s financial environment, and it … Continue reading

“Big Regulation” Brings Big Business – Small Business Not Wanted

What happens when Big Regulation inserts itself into the marketplace?  Almost always we see fewer choices for consumers, fewer small businesses thrive or even survive, … Continue reading

The Legislative Process – A view from the Inside

Every two years or so, we hear how “special interests” are running Salem (or Washington D.C.) and neglecting the “common people”, and we need to … Continue reading

Major Changes in Credit Reporting Announced

The three national Credit Reporting Agencies (CRA’s, aka credit bureaus, Equifax, Experian, Trans Union) announced they will not report medical debts for 180 days on … Continue reading

Where Obamacare and ICD-10 Collide

The Affordable Care Act, or more commonly known as ACA or “Obamacare”, continues to put pressure on providers and employers with respect to insurance coverage’s, … Continue reading

Fair Isaac Corp. Announces Change to FICO Credit Scores

Fair Isaac Corp., a San Jose based company and producer of the FICO credit score, announced August 6th they will no longer calculate paid medical … Continue reading

Can Southern Accept an Account if Workers Comp is Invloved?

We recently had a discussion regarding the Oregon rules for accepting accounts that may or may not be involved in a workers compensation claim, and the ending … Continue reading